In Reply to: Insurance posted by Jack - Iowa on August 19, 2021 at 07:34:34:
I had been with State farm for home insurance for over 40 years. Some time ago after a hurricane they abruptly cancelled all home policies here in FL. I vowed to never go back to them and haven't. Then the state instituted insurance pools to pick up the slack, worked well but I sought out a new provider to save money. Since then several different companies have came and gone. Last year it was Progressive, now an independent. Problem is they all seem to have a lowball rate for year one, huge increase the next. If I had stayed with Progressive for the second year the policy would have increased by 67%. Sadly most insurers operate the same way. Best to have a good agent and watch your policy closely.