Insurance hits a new low!!! Long story.

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Posted by steveVa on May 10, 2018 at 21:17:17 [URL] [DELETE] :

Ever since the government got involved in health insurance it has gone from bad to worse. Not only have costs quadrupled...
Picture this. A 94 year old WW2 VETERAN works as an engineer for the federal government for 30 years and pays into Blue Cross and Blue Shield for the past 65 years. Yes he has paid them every month for over 65 years. Now in his declining years he gets an infection and lands in the hospital and almost dies, but just almost, he survives.
Now that he recoveres, the doctor at the hospital recommends that he go to a rehab center and get some pt and ot before he goes home. A week or two would be great for him...
Now comes the problem. The Doctor at the hospital sets up discharge to the rehab center for 2pm. 3pm comes. 4pm. Problem?? Yes, the insurance company has denied the rehab cost. Ok why? THE BLUE CROSS DOCTOR read a note from the occupational theripist that he had trouble feeding himself and that the insurance will not cover some one who is debilitated.
Isn't that what rehab is for?? Yes. Sooo this gets worse.
The family agrees to pay for the rehab COST IN CASH! Then the hospital says now we still can't transfer him to rehab because THE BLUE CROSS DOCTOR HAS DENIED THE CLAIM AND IF THE FAMLY TRANSFERS HIM WITHOUT BLUE CROSS APPROVAL THEN BLUE CROSS WILL NOT PAY FOR ANYTHING!!! So the family has to pay CASH to get THE WW2 VETERAN RELEASED INTO REHAB... THIS IS 100% A TRUE STORY...
SO NOT ONLY DOES THE BLUE CROSS DOCTOR HAVE THE ABILITY TO DENY A CLAIM, HE HAS THE ABILITY TO DELAY AND ALTER YOUR CARE.
So a doctor who has seen you and laid hands on you for 5 days recomends a course for your care for you to recover, yet THE BLUE CROSS DOCTOR WHO HAS NEVER SEEN YOU AND IS NOT EVEN IN THE SAME STATE WITH YOU, CAN SPEND 5 MINUTES REVIEWING YOUR CLAIM AND THEN ALTER AND DELAY YOUR CARE.
I WONDER IF THEY ARE TRYING TO KILL THEM OFF BY WITHHOLDING CARE...
SO IF YOU GET SICK AND CANNOT FEED YOURSELF FOR A FEW DAYS, YOU BETTER DROP YOUR BLUE CROSS TODAY IF YOU DON'T WANT THEM DICTATING YOUR CARE TOMORROW...
SPREAD THIS AROUND IT IS TRUE...


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