In Reply to: Re: An injection of common sense on pre-existing conditions posted by Ed Gooding (VA) on May 18, 2017 at 09:05:10:
In 1961 I had a car accident and I was in the hospital a week. BC/BS through Ford Motor Co, my father's union shop employer, paid my medical expenses. The car insurance company paid for the totaled car AND the medical expenses in a check to my father (kinda profitable in a morbid sense). I can see coordinated medical insurances and that should be cheaper premiums for medical benefits in a case like this.
On the pre-existing conditions I think it has to be a case by case. With the current juggling and dropping of insurances around Obamacare, a person who had coverage has lost coverage through no fault of theirs and may now be looking for insurance with a pre-existing condition.
People who had insurance, liked their insurance and their doctor but lost them with Obamacare are now lumped in with people who did not have insurance until Obamacare.
Sorting all that is not going to be easy.
I also have learned that with Medicare, which I was forced onto at 65 as a General Motors retired salary employee, there is no coordination with auto insurance medical or any reduction in car insurance premiums because I'm on Medicare and a Medicare supplement that we pay monthly.
The last 3 years I've been under doctor's care for non-hodgkins lymphoma. Medicare and my supplement have covered it very well. I'm just wondering when that will change. At 74, more premiums or deductibles could break the bank.
It appears to me that both government and the insurance companies see the "baby boomers" as a gold mine of assets accumulated over lives of working and saving for retirement that they can tap by writing new social intervention laws.
AND, none of this accounts for the $10 trillion dollars that has disappeared in 8 years or the trillions that would be in social security if not for Johnson's "Great Society".
That is my opinion and I'm sticking to it.