Part A Hospital Stay pays 80%, you get this for "free" if you paid into Medicare for Life.
Part B Doctors Costs pays 80%, you pay medicare $134 per month for this or you get charged a penalty.
Part D Drug plan you have to pay a private company a premium per month??
You must sign up for a drug plan or you are charged a penalty?? AARP has one for $28 per month.
Advantage Plans: Some of these plans have a $0 premium.
These replace Medicare part A&B and cover Drugs. How can this be??
I am so confused..... Help!!!