Re: SS Benefits

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Posted by Elmer Fudd on January 18, 2018 at 12:08:38 [URL] [DELETE] :

In Reply to: Re: SS Benefits posted by Dean on January 18, 2018 at 11:29:33:

When I turned 65 the insurance that I had from the company I retired at morphed into an Advantage plan. And I had to pay more than I was willing to. The company paid my insurance for 10 years after I retired.

When I turned 65 I had to deal with Medicare, part B and part D. The company I work for now offered to pay my insurance obviating the need for part B and part D. As long as you have coverage that is rated as "Creditable Coverage" you will not incur penalaties for not having part B or part D.

If the company you work for now is willing to insure you post retirement, they should provide you with a letter stating that you have Creditable Coverage. These letter generally are issued yearly.

Until that coverage expires, you will not incur part B or part D penalties. You have a grace period after that coverage expires, in which you are supposed to sign up for B and D,but I do not remember how many days that is.

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