Re: SS Benefits

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Posted by Elmer Fudd on January 18, 2018 at 11:14:52 [URL] [DELETE] :

In Reply to: Re: SS Benefits posted by Tim Daley(MI) on January 18, 2018 at 09:45:38:


The idea when I signed up was to let the SS deposits accrue in a separate account, invest the money, and hopefully come out ahead as the break even point was so far into the future with deferral.

With the option of a reduced benefit, a break even point of less than six years for deferal, and an 8% yearly increase in benefit on my account, it seems deferring is the way to go.

If I was to sum up what you said, I think it would go like this. The money is not going to run out, and the deferred benefit is worth waiting for.

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